/* ============================================================
   MERIDIAN CAPITAL — Design system
   Aesthetic: Bloomberg terminal meets private bank.
   Dark charcoal base · emerald accent · Newsreader serif
   display + Space Grotesk body + JetBrains Mono for data.
   ============================================================ */

:root {
  /* palette */
  --bg: #0a0c0b;
  --bg-elev: #121614;
  --bg-elev-2: #1a201d;
  --bg-alt: #0f1310;
  --line: rgba(255,255,255,0.07);
  --line-strong: rgba(255,255,255,0.13);
  --text: #e8ece9;
  --text-dim: #8a948e;
  --text-faint: #5a645f;
  --accent: #34d399;
  --accent-deep: #059669;
  --accent-glow: rgba(52,211,153,0.16);
  --danger: #f87171;
  --warning: #fbbf24;
  --info: #60a5fa;
  --bonds: #94a3b8;

  /* type */
  --serif: 'Newsreader', Georgia, serif;
  --sans: 'Space Grotesk', system-ui, sans-serif;
  --mono: 'JetBrains Mono', 'SF Mono', monospace;

  /* shape */
  --r: 14px;
  --r-sm: 8px;
  --r-lg: 22px;

  /* motion */
  --ease: cubic-bezier(0.16, 1, 0.3, 1);
}

* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  background: var(--bg);
  color: var(--text);
  font-family: var(--sans);
  font-size: 16px;
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
button { font-family: inherit; cursor: pointer; border: none; background: none; color: inherit; }
input, select { font-family: inherit; }

::selection { background: var(--accent-glow); color: #fff; }

.container { max-width: 1240px; margin: 0 auto; padding: 0 32px; }

/* ---------- TYPE ---------- */
em { font-style: italic; font-family: var(--serif); font-weight: 400; }
.eyebrow {
  font-family: var(--mono);
  font-size: 11px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 18px;
  font-weight: 500;
}
.section-title {
  font-family: var(--serif);
  font-weight: 400;
  font-size: clamp(2rem, 4.5vw, 3.4rem);
  line-height: 1.08;
  letter-spacing: -0.02em;
  color: #f3f5f3;
}
.section-title em { color: var(--accent); }
.section-lede {
  font-size: 1.05rem;
  color: var(--text-dim);
  max-width: 60ch;
  line-height: 1.6;
  margin-top: 18px;
}
.section-head { margin-bottom: 56px; max-width: 760px; }
.section-head-split {
  max-width: none;
  display: grid;
  grid-template-columns: 1.3fr 1fr;
  gap: 48px;
  align-items: end;
}
.section-head-split .section-lede { margin-top: 0; }
.section { padding: 110px 0; position: relative; }
.section-alt { background: var(--bg-alt); }
.section-dark { background: #060807; }

/* ---------- BUTTONS ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 22px;
  border-radius: 100px;
  font-size: 14px;
  font-weight: 500;
  letter-spacing: 0.01em;
  transition: all 0.3s var(--ease);
  white-space: nowrap;
}
.btn-primary {
  background: var(--accent);
  color: #04130d;
  font-weight: 600;
}
.btn-primary:hover { background: #6ee7b7; transform: translateY(-1px); box-shadow: 0 8px 24px var(--accent-glow); }
.btn-primary:active { transform: translateY(0); }
.btn-ghost {
  border: 1px solid var(--line-strong);
  color: var(--text);
  background: transparent;
}
.btn-ghost:hover { border-color: var(--accent); color: var(--accent); }
.btn-lg { padding: 15px 30px; font-size: 15px; }
.btn-block { width: 100%; }

/* ---------- NAV ---------- */
.nav {
  position: fixed; top: 0; left: 0; right: 0;
  z-index: 100;
  padding: 18px 0;
  transition: all 0.4s var(--ease);
  background: rgba(10,12,11,0.0);
  backdrop-filter: blur(0);
}
.nav.scrolled {
  background: rgba(10,12,11,0.78);
  backdrop-filter: blur(18px);
  border-bottom: 1px solid var(--line);
  padding: 12px 0;
}
.nav-inner { display: flex; align-items: center; justify-content: space-between; max-width: 1240px; margin: 0 auto; padding: 0 32px; }
.brand { display: flex; align-items: center; gap: 10px; font-weight: 600; font-size: 17px; color: #f3f5f3; }
.brand-mark { color: var(--accent); display: flex; }
.brand-dot { color: var(--accent); }
.nav-links { display: flex; gap: 30px; }
.nav-links a { font-size: 14px; color: var(--text-dim); transition: color 0.25s; font-weight: 400; }
.nav-links a:hover { color: var(--text); }
.nav-cta { display: flex; gap: 10px; align-items: center; }
.nav-cta .btn-ghost { padding: 9px 18px; font-size: 13px; }
.nav-cta .btn-primary { padding: 9px 18px; font-size: 13px; }
.nav-burger { display: none; flex-direction: column; gap: 5px; padding: 6px; }
.nav-burger span { width: 22px; height: 2px; background: var(--text); border-radius: 2px; transition: 0.3s; }

/* ---------- HERO ---------- */
.hero { min-height: 100dvh; display: flex; align-items: center; padding: 120px 0 80px; position: relative; overflow: hidden; }
.hero-bg { position: absolute; inset: 0; z-index: 0; }
.hero-bg img { width: 100%; height: 100%; object-fit: cover; opacity: 0.4; filter: grayscale(0.3) contrast(1.1); }
.hero-scrim { position: absolute; inset: 0; background: linear-gradient(180deg, rgba(10,12,11,0.55) 0%, rgba(10,12,11,0.85) 60%, var(--bg) 100%); }
.hero-grid {
  position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.025) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.025) 1px, transparent 1px);
  background-size: 60px 60px;
  mask-image: radial-gradient(ellipse 80% 60% at 30% 40%, #000 30%, transparent 80%);
}
.hero-content { position: relative; z-index: 2; max-width: 780px; }
.hero-title {
  font-family: var(--serif);
  font-weight: 300;
  font-size: clamp(2.6rem, 6.5vw, 5rem);
  line-height: 1.04;
  letter-spacing: -0.025em;
  color: #f8faf9;
  margin: 16px 0 22px;
}
.hero-title em { font-weight: 400; color: var(--accent); }
.hero-sub { font-size: 1.18rem; color: var(--text-dim); max-width: 56ch; line-height: 1.55; margin-bottom: 36px; }
.hero-cta { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 70px; }
.hero-stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 28px; border-top: 1px solid var(--line); padding-top: 30px; }
.stat { display: flex; flex-direction: column; gap: 4px; }
.stat-num { font-family: var(--mono); font-size: 1.7rem; color: #f3f5f3; font-weight: 500; }
.stat-label { font-size: 12px; color: var(--text-faint); letter-spacing: 0.02em; }

/* ---------- TICKER ---------- */
.ticker { padding: 14px 0; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); background: var(--bg-elev); overflow: hidden; }
.ticker-track { display: flex; gap: 40px; white-space: nowrap; animation: tickerScroll 60s linear infinite; width: max-content; }
.ticker-item { display: inline-flex; align-items: center; gap: 8px; font-family: var(--mono); font-size: 13px; color: var(--text-dim); }
.ticker-item b { color: var(--text); font-weight: 500; }
.ticker-item .up { color: var(--accent); }
.ticker-item .down { color: var(--danger); }
@keyframes tickerScroll { from { transform: translateX(0); } to { transform: translateX(-50%); } }

/* ---------- SIMULATOR ---------- */
.simulator-grid { display: grid; grid-template-columns: 360px 1fr; gap: 40px; align-items: start; }
.sim-controls { background: var(--bg-elev); border: 1px solid var(--line); border-radius: var(--r-lg); padding: 28px; position: sticky; top: 100px; }
.control-block { margin-bottom: 26px; }
.control-block label { display: block; font-size: 13px; color: var(--text-dim); margin-bottom: 10px; font-weight: 500; }
.input-money { position: relative; display: flex; align-items: center; }
.currency { position: absolute; left: 14px; color: var(--text-faint); font-family: var(--mono); font-size: 15px; pointer-events: none; }
.input-money input { width: 100%; background: var(--bg); border: 1px solid var(--line-strong); border-radius: var(--r-sm); padding: 12px 14px 12px 30px; color: var(--text); font-family: var(--mono); font-size: 16px; transition: border-color 0.25s; }
.input-money input:focus { outline: none; border-color: var(--accent); }
.range-row, .range-full { margin-top: 10px; }
input[type="range"] { width: 100%; -webkit-appearance: none; appearance: none; height: 4px; background: var(--line-strong); border-radius: 4px; outline: none; }
input[type="range"]::-webkit-slider-thumb { -webkit-appearance: none; width: 18px; height: 18px; border-radius: 50%; background: var(--accent); cursor: pointer; border: 3px solid var(--bg-elev); box-shadow: 0 0 0 1px var(--accent); }
input[type="range"]::-moz-range-thumb { width: 18px; height: 18px; border-radius: 50%; background: var(--accent); cursor: pointer; border: 3px solid var(--bg-elev); box-shadow: 0 0 0 1px var(--accent); }

.risk-pills { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; }
.pill { padding: 11px 8px; border: 1px solid var(--line-strong); border-radius: var(--r-sm); font-size: 13px; color: var(--text-dim); transition: all 0.25s; text-align: center; font-weight: 500; }
.pill:hover { border-color: var(--accent); color: var(--text); }
.pill.active { background: var(--accent-glow); border-color: var(--accent); color: var(--accent); }

.sim-output { background: var(--bg-elev); border: 1px solid var(--line); border-radius: var(--r-lg); padding: 28px; }
.sim-chart-wrap { height: 340px; margin-bottom: 24px; position: relative; }
.sim-results { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; }
.result-card { background: var(--bg); border: 1px solid var(--line); border-radius: var(--r); padding: 16px; display: flex; flex-direction: column; gap: 6px; }
.result-card-wide { grid-column: span 3; }
.result-label { font-size: 12px; color: var(--text-faint); font-family: var(--mono); letter-spacing: 0.04em; }
.result-value { font-family: var(--mono); font-size: 1.5rem; color: #f3f5f3; font-weight: 500; }
.alloc-bar { display: flex; height: 10px; border-radius: 6px; overflow: hidden; margin: 8px 0 10px; background: var(--line); }
.alloc-stocks { background: var(--accent); transition: width 0.5s var(--ease); }
.alloc-bonds { background: var(--bonds); transition: width 0.5s var(--ease); }
.alloc-legend { display: flex; gap: 18px; font-size: 12px; color: var(--text-dim); }
.alloc-legend span { display: flex; align-items: center; gap: 6px; }
.alloc-legend b { color: var(--text); font-family: var(--mono); }
.dot { width: 8px; height: 8px; border-radius: 50%; display: inline-block; }
.dot.stocks { background: var(--accent); }
.dot.bonds { background: var(--bonds); }
.sim-fineprint { font-size: 12px; color: var(--text-faint); margin-top: 24px; line-height: 1.6; max-width: 80ch; }
.sim-fineprint a { color: var(--accent); text-decoration: underline; }

/* ---------- RISK QUIZ ---------- */
.risk-app { max-width: 760px; margin: 0 auto; background: var(--bg-elev); border: 1px solid var(--line); border-radius: var(--r-lg); padding: 40px; }
.quiz-progress { height: 3px; background: var(--line); border-radius: 3px; margin-bottom: 36px; overflow: hidden; }
.quiz-progress-bar { height: 100%; background: var(--accent); width: 20%; transition: width 0.5s var(--ease); border-radius: 3px; }
.quiz-stage { position: relative; min-height: 360px; }
.quiz-q { display: none; animation: quizFade 0.5s var(--ease); }
.quiz-q.active { display: block; }
@keyframes quizFade { from { opacity: 0; transform: translateY(12px); } to { opacity: 1; transform: translateY(0); } }
.quiz-title { font-family: var(--serif); font-size: 1.6rem; font-weight: 400; line-height: 1.25; margin-bottom: 28px; color: #f3f5f3; }
.quiz-options { display: flex; flex-direction: column; gap: 12px; }
.quiz-opt { display: flex; align-items: center; gap: 12px; padding: 18px 22px; background: var(--bg); border: 1px solid var(--line-strong); border-radius: var(--r); text-align: left; font-size: 15px; color: var(--text-dim); transition: all 0.25s var(--ease); }
.quiz-opt:hover { border-color: var(--accent); color: var(--text); transform: translateX(4px); background: var(--bg-elev-2); }
.quiz-opt iconify-icon { font-size: 22px; color: var(--accent); flex-shrink: 0; }
.quiz-result { text-align: center; }
.result-badge { display: inline-flex; flex-direction: column; align-items: center; gap: 6px; padding: 24px 40px; background: var(--accent-glow); border: 1px solid var(--accent); border-radius: var(--r-lg); margin-bottom: 24px; }
.result-tier { font-family: var(--serif); font-size: 2rem; color: var(--accent); font-weight: 500; }
.result-score { font-family: var(--mono); font-size: 13px; color: var(--text-dim); }
.result-desc { color: var(--text-dim); max-width: 52ch; margin: 0 auto 20px; line-height: 1.6; }
.result-alloc { display: flex; justify-content: center; align-items: center; gap: 12px; margin-bottom: 28px; font-size: 14px; color: var(--text-dim); }
.result-alloc strong { font-family: var(--mono); color: var(--accent); font-size: 1.1rem; }
.quiz-result .btn { margin: 0 6px 10px; }

/* ---------- MARKET WIDGETS ---------- */
.market-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; }
.market-card { background: var(--bg-elev); border: 1px solid var(--line); border-radius: var(--r-lg); padding: 24px; }
.market-card-wide { grid-column: span 2; }
.market-card-head { display: flex; justify-content: space-between; align-items: flex-start; margin-bottom: 18px; }
.market-title { font-family: var(--serif); font-size: 1.25rem; font-weight: 400; color: #f3f5f3; }
.market-sub { font-size: 12px; color: var(--text-faint); margin-top: 4px; font-family: var(--mono); }
.market-price { text-align: right; }
.mp-value { display: block; font-family: var(--mono); font-size: 1.4rem; color: var(--text); font-weight: 500; }
.mp-change { font-family: var(--mono); font-size: 13px; }
.mp-change.up { color: var(--accent); }
.mp-change.down { color: var(--danger); }
.market-chart-wrap { height: 240px; position: relative; }
.market-chart-sm { height: 180px; }
.rates-list, .indices-list { display: flex; flex-direction: column; gap: 14px; }
.rate-row, .index-row { display: flex; justify-content: space-between; align-items: center; padding-bottom: 14px; border-bottom: 1px solid var(--line); }
.rate-row:last-child, .index-row:last-child { border-bottom: none; padding-bottom: 0; }
.rate-name, .index-name { font-size: 14px; color: var(--text-dim); }
.rate-value, .index-value { font-family: var(--mono); font-size: 15px; color: var(--text); font-weight: 500; }
.index-change { font-family: var(--mono); font-size: 12px; margin-left: 8px; }
.index-change.up { color: var(--accent); }
.index-change.down { color: var(--danger); }

/* ---------- ONBOARDING ---------- */
.onboarding-flow { display: grid; grid-template-columns: 280px 1fr; gap: 48px; align-items: start; }
.step-rail { display: flex; flex-direction: column; gap: 4px; position: sticky; top: 100px; }
.step { display: flex; align-items: center; gap: 14px; padding: 16px 18px; border-radius: var(--r); text-align: left; transition: all 0.25s; border: 1px solid transparent; }
.step:hover { background: var(--bg-elev); }
.step.active { background: var(--bg-elev); border-color: var(--line-strong); }
.step-num { font-family: var(--mono); font-size: 13px; color: var(--text-faint); font-weight: 500; }
.step.active .step-num { color: var(--accent); }
.step-label { font-size: 14px; color: var(--text-dim); }
.step.active .step-label { color: var(--text); }
.step-panels { background: var(--bg-elev); border: 1px solid var(--line); border-radius: var(--r-lg); padding: 40px; min-height: 420px; }
.step-panel { display: none; animation: quizFade 0.4s var(--ease); }
.step-panel.active { display: block; }
.panel-title { font-family: var(--serif); font-size: 1.7rem; font-weight: 400; color: #f3f5f3; margin-bottom: 10px; }
.panel-desc { color: var(--text-dim); margin-bottom: 28px; max-width: 56ch; font-size: 14px; line-height: 1.6; }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; margin-bottom: 28px; }
.field { display: flex; flex-direction: column; gap: 8px; }
.field-wide { grid-column: span 2; }
.field label { font-size: 13px; color: var(--text-dim); font-weight: 500; }
.field input, .field select { background: var(--bg); border: 1px solid var(--line-strong); border-radius: var(--r-sm); padding: 13px 14px; color: var(--text); font-size: 14px; transition: border-color 0.25s; }
.field input:focus, .field select:focus { outline: none; border-color: var(--accent); }
.field input::placeholder { color: var(--text-faint); }
.radio-row { display: flex; gap: 10px; }
.radio-pill { display: inline-flex; }
.radio-pill input { display: none; }
.radio-pill span { padding: 11px 22px; border: 1px solid var(--line-strong); border-radius: 100px; font-size: 14px; color: var(--text-dim); transition: all 0.25s; }
.radio-pill input:checked + span { background: var(--accent-glow); border-color: var(--accent); color: var(--accent); }

.kyc-preview { display: flex; flex-direction: column; gap: 14px; margin-bottom: 24px; }
.kyc-doc { display: flex; align-items: center; gap: 16px; padding: 18px; background: var(--bg); border: 1px solid var(--line); border-radius: var(--r); }
.kyc-doc iconify-icon { color: var(--accent); }
.kyc-doc strong { display: block; font-size: 15px; color: var(--text); margin-bottom: 2px; }
.kyc-doc span { font-size: 13px; color: var(--text-faint); }
.kyc-status { display: flex; align-items: center; gap: 10px; padding: 14px 18px; background: rgba(251,191,36,0.08); border: 1px solid rgba(251,191,36,0.25); border-radius: var(--r-sm); font-size: 13px; color: var(--warning); margin-bottom: 24px; }
.kyc-dot { width: 8px; height: 8px; border-radius: 50%; background: var(--warning); animation: pulse 2s ease-in-out infinite; }
@keyframes pulse { 0%,100% { opacity: 1; } 50% { opacity: 0.4; } }

.fund-options { display: flex; flex-direction: column; gap: 12px; margin-bottom: 28px; }
.fund-card { cursor: pointer; }
.fund-card input { display: none; }
.fund-card-body { display: flex; flex-direction: column; gap: 4px; padding: 20px; background: var(--bg); border: 1px solid var(--line-strong); border-radius: var(--r); transition: all 0.25s; }
.fund-card input:checked + .fund-card-body { background: var(--accent-glow); border-color: var(--accent); }
.fund-card-body iconify-icon { color: var(--accent); margin-bottom: 6px; }
.fund-card-body strong { font-size: 16px; color: var(--text); }
.fund-card-body span { font-size: 13px; color: var(--text-faint); }

.strategy-grid { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 16px; margin-bottom: 28px; }
.strategy { background: var(--bg); border: 1px solid var(--line-strong); border-radius: var(--r); padding: 22px; position: relative; }
.strategy.recommended { border-color: var(--accent); background: var(--accent-glow); }
.rec-tag { position: absolute; top: -10px; left: 22px; background: var(--accent); color: #04130d; font-size: 10px; font-family: var(--mono); letter-spacing: 0.06em; text-transform: uppercase; padding: 4px 10px; border-radius: 100px; font-weight: 600; }
.strategy h4 { font-family: var(--serif); font-size: 1.2rem; font-weight: 500; color: #f3f5f3; margin-bottom: 8px; }
.strategy p { font-size: 12px; color: var(--text-dim); margin-bottom: 16px; line-height: 1.5; }
.strategy-stats { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.strategy-stats li { display: flex; justify-content: space-between; align-items: center; font-size: 13px; padding-bottom: 10px; border-bottom: 1px solid var(--line); }
.strategy-stats li:last-child { border-bottom: none; padding-bottom: 0; }
.strategy-stats span { color: var(--text-faint); }
.strategy-stats b { font-family: var(--mono); color: var(--text); font-weight: 500; }

.panel-nav { display: flex; justify-content: space-between; align-items: center; }
.onboarding-done { text-align: center; padding: 40px; }
.done-check { width: 70px; height: 70px; margin: 0 auto 24px; border-radius: 50%; background: var(--accent-glow); display: flex; align-items: center; justify-content: center; }
.done-check iconify-icon { font-size: 36px; color: var(--accent); }

/* ---------- TRUST ---------- */
.trust-grid { display: grid; grid-template-columns: 1fr 1.1fr; gap: 64px; align-items: center; }
.trust-image img { border-radius: var(--r-lg); border: 1px solid var(--line); width: 100%; height: 460px; object-fit: cover; filter: grayscale(0.2) contrast(1.05); }
.trust-list { list-style: none; display: flex; flex-direction: column; gap: 22px; margin-top: 32px; }
.trust-list li { display: flex; gap: 14px; align-items: flex-start; }
.trust-list iconify-icon { color: var(--accent); font-size: 22px; flex-shrink: 0; margin-top: 2px; }
.trust-list span { color: var(--text-dim); font-size: 15px; line-height: 1.55; }
.trust-list strong { color: var(--text); font-weight: 500; }

/* ---------- DISCLOSURES ---------- */
.disclosure-grid { display: flex; flex-direction: column; gap: 12px; }
.disclosure { background: var(--bg-elev); border: 1px solid var(--line); border-radius: var(--r); overflow: hidden; }
.disclosure summary { display: flex; align-items: center; gap: 12px; padding: 22px 26px; font-size: 15px; font-weight: 500; color: var(--text); cursor: pointer; list-style: none; transition: background 0.25s; }
.disclosure summary::-webkit-details-marker { display: none; }
.disclosure summary:hover { background: var(--bg-elev-2); }
.disclosure summary iconify-icon { color: var(--accent); font-size: 20px; }
.disclosure summary::after { content: '+'; margin-left: auto; font-size: 22px; color: var(--text-faint); transition: transform 0.3s; }
.disclosure[open] summary::after { content: '−'; }
.disclosure-body { padding: 0 26px 24px; color: var(--text-dim); font-size: 14px; line-height: 1.65; max-width: 80ch; }
.disclosure-body p { margin-bottom: 12px; }
.disclosure-body strong { color: var(--text); }
.disclosure-body a { color: var(--accent); text-decoration: underline; }

/* ---------- FOOTER ---------- */
.footer { background: #060807; padding: 70px 0 36px; border-top: 1px solid var(--line); }
.footer-top { display: grid; grid-template-columns: 1fr 2fr; gap: 48px; margin-bottom: 48px; }
.footer-brand { display: flex; align-items: center; gap: 12px; }
.footer-brand strong { display: block; font-size: 16px; color: #f3f5f3; }
.footer-brand span { font-size: 13px; color: var(--text-faint); }
.footer-brand .brand-mark { color: var(--accent); }
.footer-cols { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; }
.footer-col h5 { font-size: 12px; font-family: var(--mono); letter-spacing: 0.12em; text-transform: uppercase; color: var(--text-faint); margin-bottom: 16px; font-weight: 500; }
.footer-col a, .footer-col span { display: block; font-size: 14px; color: var(--text-dim); margin-bottom: 10px; transition: color 0.2s; }
.footer-col a:hover { color: var(--accent); }
.footer-legal { border-top: 1px solid var(--line); padding-top: 28px; }
.footer-legal p { font-size: 12px; color: var(--text-faint); line-height: 1.6; margin-bottom: 10px; max-width: 90ch; }

/* ---------- RESPONSIVE ---------- */
@media (max-width: 980px) {
  .container { padding: 0 22px; }
  .section { padding: 80px 0; }
  .nav-links { display: none; }
  .nav-cta .btn-ghost { display: none; }
  .hero-stats { grid-template-columns: 1fr 1fr; gap: 22px; }
  .simulator-grid { grid-template-columns: 1fr; }
  .sim-controls { position: static; }
  .market-grid { grid-template-columns: 1fr; }
  .market-card-wide { grid-column: span 1; }
  .onboarding-flow { grid-template-columns: 1fr; }
  .step-rail { flex-direction: row; position: static; overflow-x: auto; padding-bottom: 8px; }
  .step { flex-shrink: 0; min-width: 180px; }
  .strategy-grid { grid-template-columns: 1fr; }
  .trust-grid { grid-template-columns: 1fr; gap: 36px; }
  .trust-image img { height: 320px; }
  .section-head-split { grid-template-columns: 1fr; gap: 20px; }
  .form-grid { grid-template-columns: 1fr; }
  .footer-top { grid-template-columns: 1fr; }
  .footer-cols { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 560px) {
  .hero-title { font-size: 2.2rem; }
  .hero-sub { font-size: 1.05rem; }
  .hero-stats { grid-template-columns: 1fr; }
  .quiz-options { gap: 8px; }
  .quiz-opt { padding: 14px 16px; font-size: 14px; }
  .risk-app, .step-panels { padding: 24px; }
  .footer-cols { grid-template-columns: 1fr; }
}

/* reduced motion */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation-duration: 0.01ms !important; animation-iteration-count: 1 !important; transition-duration: 0.01ms !important; }
  .ticker-track { animation: none; }
}